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If the disputed Card Transaction turns out to be real, the Cardholder shall pay the quantity set out in the relevant Card Transaction together with any charges incurred by the Bank within the investigation of such disputed Card Transaction. Payments will be treated as made from the date on which the payments are actually obtained by the Bank in the ordinary course of business and not from the posting date on the Statement. At least 3-4 days should be allowed for the cost to be credited to the Card Account. If the Cardholder pays an amount lower than the current steadiness of a selected month’s bill statement by the cost due date, interest shall be accrued on the balance remaining after the Payment Due Date and shall be posted within the subsequent assertion.
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E. Charges in Foreign Currency In respect of Cards aside from internationally valid Cards, BRAC Bank won’t be certain to take cognizance of, and will not be liable in any manner in any respect in respect of any costs that are incurred in overseas foreign money. Without prejudice to the aforesaid, any payment of such Charges made by BRAC Bank might be with full recourse to the Cardholder, and will not be thought-about as absolving the Cardholder of any liability in relation to incurring of such charges or payments thereof by BRAC Bank. BRAC Bank shall be absolutely indemnified and held harmless towards all penalties of such payments, by the Cardholder. A delayed or amended cost shall be processed to the Card Account within ninety calendar days of the transaction date of the associated transaction.
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The Cardholder shall not report the PIN in any kind in order to facilitate the PIN coming to the data of a third celebration. BRAC Bank is authorized by the Cardholder for finishing up transactions and instructions authenticated by the PIN and shall not revoke the identical. If the Cardholder fails to look at the security requirements, s/he may incur liability for BRAC Bank. BRAC Bank may, in its absolute discretion, issue a model new PIN on the present Card.
In case any delivery date just isn’t specified at the time of buying and the online merchant fails to ship the product/service; then notify BRAC Bank after 30 days but inside 120 days of the transaction date. The Bank shall not be liable for non-delivery or delayed delivery of alerts, error, loss or distortion in transmission of alerts to the Cardholders. For fee through Cash Deposit Machine , money deposits acquired within the ‘envelope assortment time’ as indicated on the machine will be thought of and processed on the identical banking day. Processing of cheque deposits will be subject to cheque clearing hold.
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Subject to the necessities of statute, notification of any such change shall be given to the Cardholder by the Bank both in writing or by publication thereof. Such modifications shall apply to all unpaid Finance Charges, Fees, Cash Advances, Costs and Card Transactions. These complaints will be resolved as per the coverage of respective cost network (Visa/ Mastercard) and the choice of the cost network might be thought-about as ultimate. The Bank can’t be held answerable for setting claims emanating from this scheme or for the approval or rejection of any claim. If you fail to inform BRAC Bank within one hundred twenty days of buying the product/service; the Bank won’t be held liable to entertain the complaint. The Bank shall be entitled at any time without the consent of the Cardholder to assign and transfer the entire or any part of its rights of obligations beneath this Agreement.
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